National Debt Advice

We offer national debt advice, so no matter where you are in the UK, we can help with your debt problems.

You might be calling about how to deal with high levels of debt. If you have over £12,000 worth of debt then you may be suitable for an IVA. An IVA allows you to make reduced payments to your creditors, and most of our Debt Free IVA clients can expect to be Debt Free in 60 months. An IVA is only suitable for residents of England, Wales and Northern Ireland.

This may be a problem for some localised financial solutions companies, but as we offer national debt advice, we can also help Scottish residents. A Debt Free Trust Deed is an IVA alternative which are only available in Scotland. It works in a similar way to an IVA, but you can typically be Debt Free in 36 months.

Through our online website we can offer you debt advice, such as Debt Free Tips which can provide you with tips on better ways to manage your debt, so you can be on the road to becoming debt free.

FREE National Debt Advice.

Debt Free provides a free and ethical national debt advice service. Our advisors are on hand to answer any questions that you may have about your UK debt, and the best way to manage your finances.

If you would like free national debt advice, please get in touch with the Debt Free team on 0808 131 0039 or fill our the Quick Enquiry Form for a callback.

Entering into an IVA may adversely affect your credit rating for up to six years from the date of approval.

Your property will be protected within an IVA but you may be required to release all or part of any equity during the period of the arrangement.

Failure to complete the term of an IVA can result in bankruptcy.

(In Scotland, a PTD is the equivalent to an IVA.)