#contentwrap {
float:left;
height:auto;
width: auto;
display:block;
margin:10px 0 20px 40px;
}

#leftcol {
float:left;
width:630px;
height:auto;
margin:6px 0 0 5px;
line-height:20px;
display:block;
}

#leftcol  ul {
list-style-type: none;
padding: 0px ;
margin: 0 0 10px 15px;
}
	
#leftcol .spaced li {
background: url(../i/bullet.gif) no-repeat 0 5px;
padding-left: 15px; 
margin: 0 0 5px 0;
}


#leftcol .spaced li:last-child { margin-bottom:15px; }


#leftcol .spaced li strong{
color:#6289D8;
}


#rightcol {
float:left;
margin: 10px 0 0 40px;
width:240px;
height:auto;
display:block;
}




h2   { color:#6289D8}
.intro{ color:#3160C1}




#subnav_wrap{
	border:2px solid #ddd;
	float:left;
	display:block;
		 -moz-border-radius: 5px; 
	 -webkit-border-radius: 5px;
	 background-color:#f5f5f5;
	 margin-bottom:20px;
}



		ul#subnav,
		ul#subnav li{
			margin:0 0 0 0;
			padding:0;
			list-style:none;
			}
				
		ul#subnav li{
			font-size:14px;
			text-transform:capitalize;
			border-bottom:1px solid #ddd;
			margin:0 15px 0 15px;
			display:block;

			}	
			
		ul#subnav li:last-child { border-bottom:none; }

		ul#subnav li a{
			text-decoration:none;
			color:#666;
			padding:10px 10px 10px 0px;
			margin:0;
			display:block;
			width:196px;
			background:url(../i/arrow.gif) no-repeat 97% 50%;


			}	
		ul#subnav li.selected{
			color:#000;
			padding:10px 15px 10px 0px;
			margin:0 15px 0 15px;
			display:block;
			width:191px;
			font-weight:bold;

			}
			
	
			
		ul#subnav li.selected a, ul#subnav li a:hover, ul#subnav li.clickable a:hover{
			color:#000;
			background-color:#efefef;
			}	
			
		ul#subnav li.clickable a{
			color:#D21C1B;
			background:#fff;
			}	


#iva_example, #why_choose{
	border:2px solid #ddd;
	width:auto;
	float:left;
	display:block;
	padding:5px 12px;
	background:#f5f5f5;
	margin:0 0 20px 0;
	 -moz-border-radius: 5px; 
	 -webkit-border-radius: 5px;


}

#iva_example p{
	font-weight:bold;

}

#iva_example h2, #why_choose h2{
border-bottom:none;
padding:0;
margin:0;

}



.debts_before{
	background:#6289D8;
	color:#FFF;
	width:100%;
    font: normal 14px/14px "Franklin Gothic Medium", Arial, Helvetica, sans-serif;
	text-align:right;
	border:10px solid #6289D8;
 -moz-border-radius: 5px; 
	 -webkit-border-radius: 5px;	
}


.debts_after{
	background:#f60;
	color:#FFF;
	width:100%;
    font: normal 14px/14px "Franklin Gothic Medium", Arial, Helvetica, sans-serif;
	text-align:right;
	border:10px solid #f60;
	 -moz-border-radius: 5px; 
	 -webkit-border-radius: 5px;

	
}

#down_arrow{
	
		background:url(../i/down_arrow.gif) no-repeat 0 100%;
		height:30px;
		width:54px;
		display:block;
		margin: 0 0 0 80px;
	
}

#down_arrow_orange{
		background:url(../i/down_arrow_orange.gif) no-repeat 0 100%;
		height:30px;
		width:54px;
		display:block;
		margin: 0 0 0 80px;
}


.total_debts{
	color:#fff;
    font-size: 18px;
	line-height:25px;
	 -moz-border-radius: 5px; 
	 -webkit-border-radius: 5px;
	border-top:4px solid #444;

}

#phone_bot {
width: 630px;
height:136px;
background: #fff url(../i/phone_cta_horz.gif) no-repeat 0 0;
margin:30px 0 20px 0;
float:left;
display:block;
}

#phone_bot #button a{
width: 203px;
height:44px;
background: url(../i/get_a_call_back.gif) no-repeat 0 0;
margin:30px 0 0 320px;
float:left;
display:block;
}

#phone_bot #button a:hover{
margin:31px 0 0 321px;
width: 202px;
height:43px;
}

#test_bot a{
width: 630px;
height:108px;
background: #fff url(../i/test_cta_horz.gif) no-repeat 0 0;
margin:12px 0 18px 0;
float:left;
display:block;
}

#phone_bot #headline{
color:#3160C1;
font: normal 16px/16px "Franklin Gothic Medium", Arial, Helvetica, sans-serif;
}

#phone_bot #phone_times{
margin:90px 0 0 5px;
}

#phone_bot #info{
margin:0px 0 0 5px;
color:#444;
}


#take_test_side {
width: 240px;
background: #fff url(../i/test_cta_side.gif) no-repeat 0 0;
margin:0 0 20px 0;
float:left;
display:block;
-moz-border-radius: 5px; 
-webkit-border-radius: 5px;
padding: 0 0 15px 0;
}

#take_test_side #button a{
width: 207px;
height:72px;
background:  url(../i/IVA_Elibility_Checker_tall.jpg) no-repeat 0 0;
margin:110px 0 0 16px;
float:left;
display:block;
}

#take_test_side #button a:hover{
margin:111px 0 0 17px;
width: 206px;
height:71px;
}


#credit_report_side {
width: 216px;
height:auto;
background:  url(../i/clip_board.gif) no-repeat 5px 7px;
margin:0 0 15px 0;
float:left;
display:block;
-moz-border-radius: 5px; 
-webkit-border-radius: 5px;
border:2px solid #ddd;
background-color:#f5f5f5;
margin-bottom:20px;
padding:68px 11px 15px 11px;
line-height:125%;

}

#credit_report_side #button a{
width: 207px;
height:71px;
background:  url(../i/free_credit_report_tall.jpg) no-repeat 0 0;
margin:10px 0 0 0;
float:left;
display:block;
}

#credit_report_side #button a:hover{
margin:11px 0 0 1px;
width: 206px;
height:70px;
}

#report_disclaimer {
display:block;
float:left;
padding: 10px 10px 5px 10px;
margin: 20px 30px 20px -10px;
background-color:#ddd;
border:2px solid #bbb;
-moz-border-radius: 5px; 
-webkit-border-radius: 5px;
}

#report_disclaimer h3{
margin:0;
}